Douglas County is a participant in the National Flood Insurance Program (NFIP) administered by the Federal Emergency Management Agency (FEMA). This program provides subsidized flood insurance for all property owners, provided that the local government institutes adequate land use and development control measures for preventing and reducing property damage from flooding. In addition, Douglas County must ensure that projects within the floodplain comply with FEMA regulations and the Douglas County Zoning and Land Use Regulations. Douglas County participates in the Community Rating System (CRS). The CRS is a subset of the NFIP. It is a voluntary incentive program, which recognizes and encourages community floodplain management activities which exceed the minimum NFIP requirements.
1. Reduce flood losses
2. Facilitate accurate insurance rating
3. Promote the awareness of flood insurance.
Community participation in the CRS is in addition to participation in the NFIP. Participation in the NFIP does not automatically include participation in the CRS.Douglas County has a CRS ranking of 7, which qualifies residents for a 15% discount on flood insurance premiums for properties in the regulated floodplain.